Qapital: Set & Forget Finances App revisa

Absolutely Love It!!!

I started using this app very early when I first began being conscious of my finances. Discovered Dave Ramsey and this got me thru the “baby steps” passively. I’ve gotten a bit more sophisticated with things since then but I still use this app. Sometimes reaching goals is way simpler than we realize and I recommend Qapital to everyone I know looking to get their first few tens of thousands grown.

The app hasn’t worked for four months. They take their fee out every month however, when I have requested help or followed the instructions, my round up has not worked since November Little when it works it works really well however I just keep noticing there are no transactions except for the three dollar fee

I love Qapital. It has been my main financial app since it was released. I will likely never stop using it but I desperately would like to see the return of one feature. Please let us add multiple goals to one rule again. I have so many rules because I have various short and long term goals, and use goals as a sort of digital envelope budgeting system. It requires so much oversight on my part to manage them all. I used to have one rule that would represent a category like “spending” or “savings” that would divvy up money equally among all the goals I added to it and I want that back so I can simplify my money flow again. The framework is already there to majorly compete with emerging SaaS like Sequence. Also, it would be monumental to fully unlock payday divvy. Allow it to trigger on deposits like a rule, and also allow us to portion more than just 50% for a particular account or goal. Different people have different use cases, payment schedules, etc. Allowing us to unlock those kinds of limitations on rules and payday divvy would make this service so much more powerful as a budgeting/savings tool, and more competitive as others are entering the market. Thank you for the service regardless!

Loved this app and then after less than 2 months, I realized it was no longer auto saving, which was the whole reason I got the app. I tried disconnecting from my bank and connecting back. I tried to delete and reinstall the app. Nothing worked so I cashed out and deleted account. Disappointed

Every time I login it seems to say I already exists. Exhausting just can’t get in. Finally did and all accounts are gone, list like creat them Again? Where Is my money? Not user friendly when it does not work. Been like this a couple of months now

It’s so easy to set up and love how money just moves over to my goals. Rounding up the change and watching it grow.

I’ve been attempting to obtain my funds and Qapital is deliberately withholding them from me. I’ve reached out to customer service more that 15 times over the past 2 weeks, where my concern is disregarded and the case is closed without any information as to why they will not allow me to withdraw my money. A class action lawsuit is going to be the next step if this joke of an app continues to withhold my money. Read the 1 star reviews to understand what this company really is!

App took all my info and never opened again.. constantly force closed every time I open it..

Something keeps happening that won’t keep my bank connected. Very frustrating.

This app enables us to pay for trips and toys and to pay all subscriptions annually to maximize discounted expenses. Twice the savings without having to think about it! Everyone should use this app.

I set up a “Set & Forget” rule, but it didn’t move any money for some reason. It’s been a month, and it only moves the scheduled week every time.

It works very well and helps me save without thinking.

I’ve saved more with this app in 3 years than the 26 prior. It is amazing and i recommend to all my friends regardless of how financially literate they are.

Used it for years, great tool for saving money! Highly reccomend

Had an issue with my card, I wasn’t sure if I would get any help. I was happy with their prompt response and helpful solution!!

Very good app to save.

so user-friendly and the money just piles up when you put it on automation! Everybody should be using this app to pay down debt and save for your goals!!

Love this app. It helps me save money for my vacation, yearly bills, and so much more.

My brother turned me on to Qapital and I couldn't be happier! The app is so smooth and really helps you save money that you otherwise probably wouldn't. The UI and UX is great! Seriously even if you aren't making that much money.. just set aside an amount you know you can handle once a week and forget about it and before you know it you saved a chunk of money that you can put to great use!

Great for saving. Easy as it gets. I’ve been able to save like never before!

Can’t even get into my account because it says there’s already an account with my phone number, tried changing the password and that didn’t work either.

Effective! It’s am outta sight, outta mind deal. I don’t feel so bad about saving money now. We all know that having savings, can be painfully difficult. Especially in higher volume & living cost areas. Qapital has helped a lot

This app saves money without knowing it. So it’s money you didn’t think you could save. This apps proves you can save without effort

This app has helped me save so much! I don’t even notice what is coming out of my account with my specific rules that I’ve set, I pause when I need to and have saved a lot. I depend on this app!!

I have been long-time user of Qapital and if I’m rating the app itself, I will give it 5 stars. However, if I’m rating the company, I’ll give it less. There are lots of apps that do similar things so based on my bad experience, I’ll say find another. This past fall, I was the victim of a scam. I take full responsibility for the $3500 i was scammed out of as I authorized the transactions. However, Citibank graciously reimbursed me for the $400 that came from that account. Qapital said they follow the Mastercard fraud guidelines and if you authorize a transaction, it’s not their problem. So they covered themselves however because they do not give a single care about their customers, they have nothing to lose. So - i learned my lesson. If you use this app to save money, great. But do not make any purchases unless you are really sure it’s legitimate. Oh - and if you need to cash out of an investment, it takes forever. I’ve been in limbo on a transaction for almost 3 weeks.

It’s great! Only critique is that I wish I could use more then one account at a time

Would be perfect if they added scheduled payments!

Complete game changer when it come to helping me get my spending in check!

I’ve been able to save so much money while paying down debt without even thinking about it. I love this app!

I downloaded this app wanting to save for future expenses. I got the debit cart and set up weekly contributions towards a new transmission (savings) general investing (nest egg) and spending (money to be used if I need it). Sounds good, right? Well after activating my debit card I got a text that my account had been suspended for illegal activity. I had zero access to my account. Zero transparency over the money I had already deposited. Now I am out of the trail period and have no access the the money I put into my investment account unless I connect to my bank… something I am more than hesitant to do with this ‘bank’ Just wanted to share this experience. Cheers!

I started using this app 2 months ago just rounding up $2 to start saving to pay off my credit cards. It’s been great! No issues! And they pause savings when your account is low on their own. I really appreciate that. Will be using this app for a long time!

Love this app. But we need live people to talk to . Please have a live person to help in customer support. Thank you

I love the idea but the website is impossible to navigate. I try to log in on my computer and it only allows to create account not sign in if already have an account. So I only can access on phone. and can’t find how to get my money out. It really is such a great idea. I like the help w saving but it is way terrible to navigate Good example. No matter my nickname it claims it is taken and won’t let me submit. Bull. Probably cause I’m giving it a 2 star

I have to reset my goals, or reconnect my accounts constantly.

This app was not for me but I have to say the company behind the app made it super easy to cancel when I told them I didn’t want to use the app anymore and I wanted to make a note it’s worth trying to see if it works for you because they won’t try anything shady if you ask to cancel.

I never signed up for a premier subscription. They automatically enrolled me FIVE YEARS AGO. I thought it was a savings rule my wife forgot about. Nope, it was just them deciding to transfer $8 from my bank account every month while my account lay dormant. I can’t believe there hasn’t been a class action against this pitiful excuse for an app.

My experience with Qapitals customer support has been extremely disappointing. After reaching out with a critical issue, I expected timely and meaningful assistance. Instead, I was left waiting for over 48 hours with little to no progress made toward resolving the problem. It’s clear that customer care is not prioritized, as there has been a complete lack of urgency or proactive communication throughout this process. What makes this experience even more frustrating is the absence of knowledgeable support or actionable solutions. Rather than being guided toward a resolution, I’ve felt like I’m left in limbo with no clear path forward. For a company that presumably values its customers, this level of service is unacceptable. I hope they take these concerns seriously and work to improve their support system, so other customers don’t face the same lack of assistance. A responsive and capable support team is essential, and right now, it feels like this company is falling far short.

Savings is automatic, ease and fun with this service.

Great savings to reach your goals.

I have had this app for years. The customer support is amazing if you have issues! I have been able to effortlessly save money for trips, pay off loans, and build for a future. You can set rules to save the money, like automatically pulling from your account when you get paid, a percentage, and you can even put it into stock. The money is easy to move and always accessible and chances are you won’t even realize it’s not I. Your bank account! I highly recommend this app. You won’t be disappointed in what you can save.

I just went to look and see what my account looks like . I signed up to have the round up from my debit card . I have used the card about six times since I signed up . Not one cent has been placed in the account .

Pretty good account, money works unexpectedly

Easy to use, fun to make goals with, simple to navigate.

I love this. Really helps me to save money.

This is my favorite savings app! It’s so easy you have full control of your rules and how to save! I’ve been using it for a while now and really has helped me save in general, for vacation, for car maintenance and just overall budgeting for spending and saved me so much money I absolutely love this app it’s so worth it to try! Mine only con for it is every now and then it disconnects from my bank and I have to reconnect it again and sometimes doesn’t take right away unfortunately so that’s annoying I called my bank they said there’s no issue on their end I called Qapital they said it’s a bank issue so not sure what it is so aside from that being a little annoying the app truly has helped me save A LOT over the years

love this app

I love how savings is now a more fluid part of my monthly budget. Glad this was recommended to me and glad I’m using it! I’ve been using it for years and it’s been so helpful in reaching financial goals.

This app makes it easy and painless to save. You set it and forget it. You’ll be surprised how quickly the savings accumulates.

Can’t beat the easy to use platform. Been using Qapital for years with great results.