As of right now, I am not even able to connect my account. I have called my bank, emailed Qapital and they still are trying to figure it out. My rating will swiftly be updated to 5 stars if they can figure it out. But it had taken over a week of emails saying thy are working on it. They are very kind, but nothing has happened this far. I hope to update this very soon. Still happy, but I cant use the app to save money!